Guides
Money & investing
The order I'd do things in: an emergency fund, then the 401(k) match, then tax-advantaged accounts, then investing beyond them.
- 1How to Manage Your Money
How I structure my money: emergency fund, debt payoff order, budgeting without spreadsheets, and automated investing. Tested over 15 years.
- 2How to Choose a High-Yield Savings Account
Why APY is the wrong thing to optimize for, how instant liquidity changes everything, and the two-account setup I use.
- 3Roth vs. Pre-Tax 401k: How to Choose
Roth vs. pre-tax 401k comes down to one question: will your tax rate be higher now or in retirement? Here's how to think through it.
- 4Backdoor Roth IRA: A Step-by-Step Walkthrough
How to fund a Roth IRA when your income is over the limit: the contribution, the conversion, the pro-rata rule, and Form 8606, step by step.
- 5Wealthfront Review: Automated Investing
A hands-on review of Wealthfront: automated index funds, tax-loss harvesting, retirement accounts, and the Portfolio Line of Credit. What works, who it's for.
- 6Advanced Wealth Management: Strategy Guide
After maxing the basics: backdoor Roth, asset location, tax-loss harvesting, and the accounts worth opening next.