Hi, I'm Jason
I've been obsessively optimizing personal finance and privacy since 2010.
Here's everything I've learned.
What I Do
I research credit card strategies, privacy tools, and financial optimization. It started when I realized I was leaving money on the table.
Since then, I've opened 15+ credit cards, earned 500K+ points, paid $0 in interest, built a 6-month emergency fund, and automated most of my finances. I've also made expensive mistakes—like a $2K points strategy that didn't pan out.
These guides are what I wish existed when I started: real strategies, actual numbers, and honest takes on what actually works.
My Testing Methodology
- Minimum 2 weeks of use: New products stay in rotation before I write about them.
- Real-world testing: I test everything in my own home—not a lab. Real constraints, actual budget considerations.
- Updates reflect reality: When I stop using something or find a better alternative, I update the guide.
Specific Examples
The exact tools and strategies I use daily.
Credit Cards
Bank of America Premium Rewards & Chase Sapphire Reserve as daily drivers.
6 months expenses in Wealthfront Cash Account earning 4%+ APY.
Privacy
1Password, uBlock Origin, and Signal. Practical privacy without paranoia.
Tracking
Copilot (7CKHJ3 - 2 months free) for spending patterns and subscription management.
Other Projects
WineNotes AI - A searchable database of 680+ curated wines with authentic producer tasting notes.
Contact
Spot an error or want to suggest a topic?
hello.jason.guide@gmail.com
ⓘ Links on this page may earn us a commission at no cost to you. We only recommend products we actually use and love. Learn more
Affiliate Disclosure
I value transparency above all else. This site is supported by reader donations and select affiliate links. When you click a link and sign up for a service, I may earn a small commission at no extra cost to you.
My Promise: I only recommend products and services that I personally use, test, and trust. My reviews and guides are never "pay-to-play." If a product is bad, I'll tell you—or more likely, I won't recommend it at all.
Your support helps keep this site independent and free of the intrusive ads and corporate bias found on major publishing platforms.
Ready to optimize?
Most people start with the Personal Finance Fundamentals guide.