Hi, I'm Jason

I've been obsessively optimizing personal finance and privacy since 2020. Here's everything I've learned.

What I Do

I spend an unreasonable amount of time researching credit card strategies, privacy tools, and financial optimization. Started in 2020 when I realized I was leaving money on the table.

Since then: opened 15+ credit cards, earned 500K+ points, paid $0 in interest, built a 6-month emergency fund, and automated most of my finances. Also made expensive mistakes—like a $2K points strategy that didn't pan out.

These guides are what I wish existed when I started. Real strategies, actual numbers, honest takes on what works.

Track Record

Comprehensive Guides

Updated Monthly

Last update: Nov 2025

5+ Years

Optimizing since 2020

Specific Examples

Credit Cards: Currently under Chase 5/24 (explained in my guide). Using the Freedom Unlimited + Sapphire Preferred combo for 3-5% back on everything.

Emergency Fund: 6 months expenses in Wealthfront Cash Account earning 4%+ APY. Took 18 months to build.

Privacy: Switched to Proton Mail in 2021, use 1Password for everything, VPN on all devices. Overkill? Maybe. But I sleep better.

Tracking: Use Copilot to monitor spending. Caught a $40/month subscription I forgot about in 2023.

Other Projects

Also run winenotes.jason.guide for wine ratings and tasting notes. Different topic, same obsessive approach.

Affiliate Links

Some links on this site are affiliate links. I earn a small commission if you sign up. I only recommend what I actually use—check the product section, I own everything listed.

Contact

Spot an error? Card recommendation outdated? Want to suggest a topic?

📧 hello.jason.guide@gmail.com 📬 Get monthly updates