The exact setups I use to build wealth and stay private
15 years of testing, turned into guides that tell you exactly what to do.
Wealth Optimization
Credit card strategy, savings accounts, and retirement math: the exact setups that work.
How to Manage Your Money
A practical framework for cash reserves, debt prioritization, and automated investing.
Start hereHow to Win the Credit Card Game
Make your spending work for you while maintaining a top credit score without paying interest.
Start hereHow to Choose a High-Yield Savings Account
Why APY is the wrong thing to optimize for, how instant liquidity changes everything, and the two-account setup I use.
Advanced Wealth Management: Strategy Guide
How to optimize tax-advantaged accounts, asset location, and risk mitigation tools.
Backdoor Roth IRA: A Step-by-Step Walkthrough
How to execute high-income Roth contributions while managing tax reporting and the Pro-Rata rule.
Roth vs. Pre-Tax 401k: How to Choose
A mathematical framework for choosing between tax-advantaged accounts based on your future tax bracket.
NewWealthfront Review: Automated Investing
A hands-on review of Wealthfront's investing platform: automated index funds, tax-loss harvesting, retirement accounts, and the Portfolio Line of Credit.
Bilt 2.0: Earn Points on Rent or Mortgage
How Bilt earns points on rent or a mortgage, and which housing option and card tier earn the most.
How to Choose the Best Travel Credit Card (2026)
A comparison of cards optimized for flight redemptions, hotel transfers, and elite status.
Amex Platinum vs. Chase Sapphire Reserve
An analysis of the annual fees, redemption values, and ancillary benefits of two premium travel accounts.
How to Master the Chase 5/24 Rule
A guide to the application limits at Chase and how to sequence your cards for maximum yield.
Security, Privacy & AI
Protect your digital life and get ahead of AI with the same systems I run every day.
How to Secure Your Digital Life
A complete system for credential management, multi-factor authentication, and browser privacy configurations.
Start herePasskeys: The Password Replacement That Works
How passkeys eliminate phishing, credential stuffing, and password reuse, and how to set them up on every major platform.
Advanced Privacy & Security
Advanced configurations for encrypted email, mobile device hardening, and automated data removal.
LLMs & AI Privacy: What You Should Know
How ChatGPT, Claude, Gemini, and AI voice tools handle your data, plus the prompting habits, settings, and alternatives that reduce your exposure.
Do You Need a Hardware Security Key?
Who should use a hardware security key, which YubiKey to buy, and how to set it up across Google, GitHub, and your password manager.
Hacked? A Step-by-Step Emergency Response
Emergency protocols for account takeovers, unauthorized financial activity, and identity theft.
Featured Gear
The products I use every day, and why.
